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Wesfarmers General Insurance Limited (WGIL) ABN 24 000 036 279 AFSL 241461 is the issuer of the policies. Coles Supermarkets (Coles) is a referrer to, and an Authorised Representative for general advice in marketing materials of, WGIL. If you take out a policy with WGIL, Coles will receive a commission from WGIL, details of which can be found in the Financial Services Guide (FSG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation and needs. Before acting on any advice you should consider its appropriateness. Refer to the relevant Product Disclosure Statement (PDS) and FSG to help you decide if our policies are right for you.